Uploaded by GordonMarketing on Feb 11, 2009
Medicare Supplements versus Medicare Advantage. Understanding Medicare supplements, medicare supplement insurance, medicare advantage, medicare advantage plans, medicare part D, medicare part D donut hole, medicare AARP.
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So, you could think of the supplement as a pay me now plan (premiums) and
the Advantage plan as a maybe pay me now(premiums) but mostly pay me later
(copayments, coinsurance and deductibles).
When something is so complicated, your know there’s a scam behind it….
I’ll take the other plan thank you.
This was OK but it failed to mention the risk of catastrophic illness under
Medicare Advantage. My wife’s mother, who had Medicare Advantage, was
diagnosed with lung cancer and the Cancer Center recommended chemotherapy
at $5,000 per treatment. Since she had a 20% copay, she would have to
prepay(they insisted) $1,000 before each treatment. The treatments could
last six months and would have bankrupted her parents. Buying MA is the
equivalent of insuring your house for 80% hoping no total fire.