If you don’t want Medicare at 65 years old

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Very important video! You could do the wrong thing if your turning 65 and don't want Medicare. If you leave it alone you could be penalized. Watch closely.
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If you decline Medicare Part B, then you are really not on "Medicare" in real terms. You will not lose your Medicare open enrollment status, you will not pay any penalties for Medicare Part D, you will be able to come into Medicare at a later date….smooth sailing.

So what's the big deal about Medicare Part B? Everything!!! If you are not on it, you will not need a Medigap plan. You also will not need a Medicare advantage plan. You most likely won't need a Part D prescription drug plan, and you won't be hit with any penalties.

If you want to get on Medicare and want the Original Medicare "package" you will have to take these steps:

1. Get your Medicare A and B card set up right at 3 moths before your 65th birthday

2. Call a Medicare Supplement agent like Medigaplist.com and see the different prices for Medigap Plan F or Medigap Plan G. ( or any other plan that is available)

3. Choose a company that supplies that Medigap plan in your state ( Florida, Pennsylvania, Texas, California, Kansas etc are all different) Make sure you look at some well known companies such as Blue Cross Blue Shield, AARP, Mutual Of Omaha, Aetna. Also look at some smaller companies such KSKJ life, Royal Neighbors of America, Forethought, Medico etc.

4. Choose a prescription drug plan with a good company with low deductibles and copays. Many companies have drug plans such as AARP, Aetna, Blue Cross and Medico.

5 . And get an agent that really understands the system. We at Medigap list understand how the system works and you don't get charge any more than you would going directly to a company. Come on you say? Try us out. We give you a list of Medigap companies with the best rates. You compare prices with the cheap Medicare Supplements and shop around to beat the price if need be. You will see we can't be beat on price or service.

Do all Medicare Supplement plans have price increases? Check us out. You can call your Medigap list agent every year to compare Medigap prices if you like. It's all free of charge. Start now by viewing your rates up top.

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If you don't want Medicare at 65 years old

 

9 thoughts on “If you don’t want Medicare at 65 years old

  1. More stupendous information about aging into medicare and not wanting a
    Medigap plan or a Medicare advantage plan. Can you get a Medicare approved
    prescription drug plan if your not on Medicare? Can you get just Medicare A
    but not Medicare part b? I hope someone comments to help me out. Thanks

  2. tight very tight. I think that AARP is cool but New Era is the bomb. I’m
    also interested in learning about Cigna in Pennsylvania. Let me know how
    you can help me get leads!! I’m a Medigap agent in Chester county Pa and
    would need Medicare supplement leads.

  3. This is informative about not getting on Medicare. A lot of people think
    they just wait it out but its not true. Medigap is important to understand
    also the drug plans. Stonebridge life insurance company is hot in Pa. I
    don’t know if they are in New Jersey. 

  4. Jenny we may be able to help you with both Cigna and leads, check out our
    video and website then contact us if you want more information.

  5. Michael in response to your questions; 1) you have to have A and/or B to
    get a medicare drug plan, so the answer is no. 2) Yes you can get Part A
    without getting Part B, since most people don’t have to pay for Part A they
    are usually automatically enrolled into it once they are eligible for
    Medicare. Hope this helps 

  6. My mom just turned 62. She was forced into Medicare. The health insurance
    she previously had, payed for everything. Worst thing was a $3 co-pay on
    meds. She has MS and her pills cost an insane price. She doesn’t make much
    $ and because of Medicare replacing the health insurance she had, she now
    has to pay thousands at the beginning of each year out of an account she
    normaly doesn’t take money out of. Medicare will bleed her dry. Thanks for
    screwing everything up, Medicare. Things were just fine till you showed up.

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