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Very important video! You could do the wrong thing if your turning 65 and don't want Medicare. If you leave it alone you could be penalized. Watch closely.
If you decline Medicare Part B, then you are really not on "Medicare" in real terms. You will not lose your Medicare open enrollment status, you will not pay any penalties for Medicare Part D, you will be able to come into Medicare at a later date….smooth sailing.
So what's the big deal about Medicare Part B? Everything!!! If you are not on it, you will not need a Medigap plan. You also will not need a Medicare advantage plan. You most likely won't need a Part D prescription drug plan, and you won't be hit with any penalties.
If you want to get on Medicare and want the Original Medicare "package" you will have to take these steps:
1. Get your Medicare A and B card set up right at 3 moths before your 65th birthday
2. Call a Medicare Supplement agent like Medigaplist.com and see the different prices for Medigap Plan F or Medigap Plan G. ( or any other plan that is available)
3. Choose a company that supplies that Medigap plan in your state ( Florida, Pennsylvania, Texas, California, Kansas etc are all different) Make sure you look at some well known companies such as Blue Cross Blue Shield, AARP, Mutual Of Omaha, Aetna. Also look at some smaller companies such KSKJ life, Royal Neighbors of America, Forethought, Medico etc.
4. Choose a prescription drug plan with a good company with low deductibles and copays. Many companies have drug plans such as AARP, Aetna, Blue Cross and Medico.
5 . And get an agent that really understands the system. We at Medigap list understand how the system works and you don't get charge any more than you would going directly to a company. Come on you say? Try us out. We give you a list of Medigap companies with the best rates. You compare prices with the cheap Medicare Supplements and shop around to beat the price if need be. You will see we can't be beat on price or service.
Do all Medicare Supplement plans have price increases? Check us out. You can call your Medigap list agent every year to compare Medigap prices if you like. It's all free of charge. Start now by viewing your rates up top.
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