AARP Medicare Supplement Plan F – Is It The Best Medicare Supplement?

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Call (888) 310-0376 to Get a Quote. AARP Medicare Supplement Plan F is offered by United Healthcare. This video addresses whether or not AARP Plan F is the best Medicare supplement.

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The first thing you should understand about Medicare supplement policies (also known as Medigap) is that plans are standardized. That means that the core benefits contained in AARP Medicare supplement Plan F will be the same no matter which insurance company makes Plan F available.

AARP is not the insurance company. United Healthcare is the insurance company. In order to buy an AARP Medicare branded supplement you will need to be a member of AARP. There are many benefits of membership beyond being able to buy a supplement and the annual fee is very reasonable.

As far as AARP Medicare supplement being the best medicare supplement, the question really needs to be re-phrased in light of understanding that Medigap policies are standardized plans.

A better question would be, "Is AARP Medicare supplement Plan F the most comprehensive?" And the answer would be yes. In addition to Plan F paying your share of expenses for all Medicare-covered services, AARP Plans include discounts on vision, drugs and include a Silver Sneakers Gym membership.

The discount on drugs is just that, a discount. It is not Medicare part D drug coverage nor a replacement for Part D.

If you would like to learn about Medicare Advantage and Medicare supplements get my 8 Part Video Mini-Course. The course is designed to help you choose the best Medicare plan for your circumstances.

4 thoughts on “AARP Medicare Supplement Plan F – Is It The Best Medicare Supplement?

  1. Don’t be penny wise and pound foolish. I knew my income was not going to be
    sufficient to cover a lot of medical expenses, including deductibles and
    co-pays, so I studied the plans very, very carefully. Less than a year
    after signing up for Medicare and Plan F I went from thinking I was healthy
    to being diagnosed with a heart condition which led to congestive heart
    failure, and finally resulted in getting a pacemaker, also intermediate
    risk leukemia, and degenerative arthritis of the spine (I’ve lost 2 inches
    in height), and then a failed thyroid which caused numerous tests. I also
    fell and broke my arm and needed two surgeries, a plate and screws. In the
    four years since I enrolled in Medicare and Plan F my healthcare costs have
    been over 100k and my out of pocket costs have been less than $100. I pay
    about $60 more a month than my friend who signed up for a cheaper plan, and
    her expenses have been averaging about $4k a year out of pocket. Stubborn
    woman is too optimistic and says, “Yes, but next year I’ll be healthier and
    I’ll save a lot of money.”

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