A common question we get from customers is: "What is Medicare Part B, and what does it cover?"

So, what is Medicare Part B? Along with Medicare Part A, Medicare Part B is sometimes referred to as part of Original Medicare that most people get when they turn 65.

You typically have to actively enroll in Part B when you turn 65, which you can do by contacting the Social Security Administration online, in person or over the phone.

Unlike Medicare Part A, Part B has a monthly premium that most people have to pay, unless you meet certain income requirements.

And, once you’re enrolled, your Part B premiums are automatically deducted from your Social Security Check – If you delay your social security, you’ll be sent a bill each month for your Part B premium.

So, What does Medicare Part B cover?
Think of your Medicare Part B coverage as your insurance for out-patient medical care – like, office visits to the doctor when you’re sick.

Specifically, Medicare Part B covers services that are medically necessary to diagnose or treat a medical condition, like a cold or sore back.

Medicare Part B also covers care aimed at preventing or detecting illnesses at an early stage.

This preventive care is aimed at detecting any health problems early on so that they’re treated before you get really sick, or prevented all together.

Medicare Parts A and B often work hand-in-hand, but Medicare Part B covers things like:

• Clinical research
• Ambulance services
• Durable medical equipment
• Inpatient and outpatient mental health care
• Getting a second opinion before surgery
• And limited outpatient prescription drugs

Medicare has neither reviewed nor endorsed this information.
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