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Medicare gives you a 7-month Open Enrollment Period around your 65th birthday. If you enroll prior to your birthday, your benefits will begin on the 1st of the month in which you turn 65. However, if you apply after your birthday, you will experience a start date that is delayed by as much as 3 months.
Be sure that you know the rules on start dates so that you don't run into a period of time where you have no health coverage at all.
Learn more about Medicare Enrollment Periods:
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