So your thinking of taking a Medicare Advantage Plan. Medicare Advantage is NOT a Medicare Supplement. They are totally different. It is like comparing apples and oranges. This is comparison of Medicare Supplements to Medicare Advantage Plans. It is a very simple explanation and only takes a few minutes. This video can save you a lot of frustration and money.
Hi Walter. Medicare Supplements only supplement the gaps in Medicare.
Therefore if Medicare doesn’t approve the proceedure and Medicare doesn’t
pay there is nothing the Medicare Supplement can do. Medicare only approves
proceedures that are medically necessary. Generally, Medicare considers
routine proceedures to be not medically necessary. The best way to find out
if the proceedure is Medicare approved is to ask you doctor. Sometimes, if
there is a question, you must get it pre-approved.
Med.care supl. Does not pay if procedure is not covered by Medicare such as
routine physicals etc . How can I know if in fact the service is coverer ?
Routine physicals ARE covered 100% by Medicare.
Therefore, the supplement does not NEED to pay anything on them.
27cclark57, this information came directly from a Med Supp insurer. What
isn’t truthfull. You are very vague. Back up your comment with facts.
Please get your information somewhere else. This person is not telling the
full truth.