This video discusses Medicare Supplemental Insurance (Medigap) for People Under Age 65.
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https://www.youtube.com/watch?v=YwqbeBrHFRs
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Informative, but the facilitator is a bi tdisturbing.
as usual this NO help. the heading is for people under 65 and then it
starts talking about when you turn 65. is it possible to get gap insurance
before 65 in WA. and i don’t want any maybes, i need answers. Real ones
with explanations. what does she mean by underwriting? who offers it and
how do i get it.
+Rod Taylor look here
http://www.insurance.wa.gov/your-insurance/medicare/medigap-plans/cost-cover/documents/medicare-supp-plans.pdf
. Look at the Premara Blue Cross, Options are limited for those with
disabilities.
Me: 55 SSI disability, Medicare only. Pacific County Washington
What I am finding is that under state law insurers will NOT offer me any
policy through healthcare.gov or the WA version, until I am 64.5 years old.
In the mean time I am recovering from cancer with a LOT of medical bills
with no chance of ever being able to pay them.
I’ve talked to my main doctor and all he can do is let out a sigh, shake
his head and say “I know”.
I’m not looking to game the system. I just don’t know what to do or say
when the month is half over, I have .30 cents to my name, and a doctor
calls and says “would you like to make a payment?”
WITH WHAT????????? HOW??????
A video for something so important, with material I’m going to want to
review again and again?
Provide transcripts as well as the videos, so that those of us who just
want to read it through can do so.
Rod is right, explain medical underwriting.
At any rate, if you’re on Medicare for disability, go to medicare.gov and
follow the steps to locate Medigap policies in your area. Make suyre you
put your accurate birthdate — the system will figure out that you’re on
disability and will filter the results accordingly.
@dale/rob Medical underwriting is insurance companies hoops they make an
applicant jump prior to approval or denial. They ask the questions like
smoker or not, and pre-existing conditions. Sometimes there is a physical
Dr. visit…etc. Pretty much current and medical history.
Does a person under age 65 who has A & B qualify for Special Enrollment if
he loses group coverage because of divorce?
I am finding it almost impossible to find Medigap coverage under the age of
65 that I can afford. I am in that chasm of too much income to qualify for
Medicaid yet not enough money to pay for everything including Medigap
coverage. is there anyone in Michigan I can contact to find out what my
options are?
I’m having the same problem in AZ, your not alone. You are in a state that
does not require insurance companies to offer it.
me too and I need dental insurance I am struggling to pay for anything
I am struggling to pay for my car, insurance, food,heat, cooling, need
windows that HOA won’t replace&they own the building & need painting done,
closet, cabinets&more. I need dental work and the waiting Lists in NJ are
all 2-3 years for help. Clinics only pull teeth or clean. Had xrays taken
for $122.00. Can someone suggest a dental insurance that is worthwhile
under $50 a month? I just keep reading, reading, reading and can’t find
help for good dental insurance that I can afford. I can’t get medicaid and
make less than $13000.00 a year.