Medicare Made Clear

Medicare Made Clear. Complete Medicare Resource Center here:
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Medicare Plan F – Just Say NO:

01:20 Start
04:14 10 Tips
08:53 Getting Ready for Medicare
10:45 Your Medicare Choices
14:10 Cost Sharing
16:25 Medicare Part A
22:45 Medicare Part B
29:11 Medicare Part C
39:36 Medicare Part D
43:27 Medicare Supplements

Medicare Made Clear Makes It Easy for You to Understand Medicare Options
Medicare Made Clear is an health plan imitative by United Healthcare. It includes easy understanding information about Medicare and healthcare options available to you. As an information guide it offers comprehensive insight about healthcare coverage options through Medicare. The Medicare program is complex and this guide helps reduce fears and feelings of confusion in understanding coverage options available.
A Good Place to Start Learning about Medicare Options
Millions of seniors benefit from the federal government healthcare program Medicare. People qualify for coverage at age 65 or if they have a disability. The program offers different options to help you receive health care. Using an informative guide such as Medicare Made Clear can assist in understanding how your health care needs will be met. The guide is useful for people on any budget. There are details that can help you choose a plan for yourself, spouse or loved one you are helping to care for.
What Information Do You Learn about Medicare?
The guide answers a wide variety of questions about the Federal government health coverage program. The guide breaks everything down by offering definitions, descriptions, video tutorials, and an overall view of what Medicare can do for you. The following points offer a basic summary of what you will learn using Medicare Made Clear.
• Differences between Medicare plans. Medicare offers 4 parts including Part A, Part B, Part C, and Part D. Each part provides coverage for health care including hospital stays, doctor’s visits and prescription drug medicines. Learn which part is best for you and your needs.
• What you need to know before enrolling. The guide provides multiple things you should know about Medicare including plans through private companies, how they work, and services covered.
• Differences between Part A and Part B. These parts often lead people to asking all sorts of questions about what they cover. Part A is hospitalization and Part B covers doctor services. Learn about services covered and which one has a monthly premium you need to pay.
• Detailed overview of Medicare Advantage or Part C. This plan allows individuals to choose a plan through a private company approved by Medicare. This gives people an option to bundle different services together including preventative care and prescription medications.
• Detailed overview of Medicare prescription drug coverage, also known as Medicare Part D. Parts A and B do not offer drug coverage. There is a deadline that applies for this coverage you will learn about. Plus, there are different coverage options you can choose from and get details on when it is the best time to enroll.
• Medicare supplement plans aka Medigap. Medicare provides about 80 percent of health care coverage. This supplement option is another plan you can purchase to cover expenses not covered by Medicare. This gives you protect as it relates to “gaps” in your coverage.
• Additional information you will learn includes how to choose a Medicare plan, how to save money with your plan, basics relating to Medicare and retirement and much more.


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20 thoughts on “Medicare Made Clear

  1. Keith I have been watching your videos…I just finished the one about
    which plan to take….I hope I am not wrong but you look & sound like an
    you are telling the truth….I am turning 65 in March 11, 2016…..I am so
    confused …I have been watching videos for 2 days..I need to go to SS next
    week and enroll…..I really need your help….I live in Texas I bet you
    will not be able to help me…if not can you recommend someone here in
    Texas….Thanks Cindy Schmidt in Texas….I live between Galveston &
    Houston not far from the Johnson Space Center….Clear Lake area…….I
    have been paying $653 dollars a month through my late husband’s
    employer….I just got a bill for the new year2016 and it is going up to
    $994 dollars a month….I will have to pay that for January & February to
    be covered…..I want to cry….I thought about just dropping it for those
    2 months but I have COPD and I am afraid to….Please help me……

    • +Keith Armbrecht ….I did Keith….The person I talked to said that I was
      enrolled with A & B….I asked him several times….I guess that I just
      need to wait and see when I get my card…it did not make sense to be
      either..he did say it would be taken out of SS Check….I will call you as
      soon as I get my card….Thanks for your replies …

    • +C. Schmidt Always start out by getting A and B, even if you wish to enroll
      with a privatized Medicare plan like Medicare Advantage. 3 months prior,
      the month of, and 3 months after you turn 65 you have 1 open enrollment
      option to use to switch from Medicare to Medicare Advantage. If you miss
      that no worries, every October 15 to December 7 you can either change
      Medicare to MA or switch MA carriers to start for January 1 of the upcoming
      year. I have been in this industry for 10 years now and although I’m from
      Wisconsin, much of the Medicare world is similar in all the States. In my
      honest opinion, MA plans used to be the way to go for sure. These plans
      were platinum about 5 years ago until Congress changed the rules and cut
      the funding of these plans to give funding to Obamacare. Now MA plans due
      to funding cuts and projecting funding cuts aren’t the way to go for most
      people like they used to be. This is mostly due to the funding cuts. If
      you can afford one, Medicare supplements will give you the best piece of
      mind and least surprises in the mail. If you are at all battling a long
      term illness you have, definitely stay away from MA and go with supplements.

    • +C. Schmidt Find an independent broker in your area who sells both MA and
      supplements this is very important trust me. Some agents are biased
      against MA plans because of the slightly lower commissions, more customer
      service problems, outrageous CMS rules relating to selling/marketing MA
      plans, and annual certifications required for each MA carrier they wish to
      represent. Once you find an independent agent who is licensed to sell BOTH
      MA and supplements, find out what the best plans are in your area. MA
      plans are different costed everywhere you go and in some areas they may not
      even be a realistic option for you. Just remember that Congress is playing
      political football with Medicare Advantage plans and Obamacare at this time
      so keep that in mind. If you wish to get a supplement longer than 6 months
      after you turn 65 you must pass underwriting, so hope your health is good
      at age 66 and beyond. Supplements will never drop you as long as you pay
      premiums, but those premiums do go up as you get older so keep that in mind
      as well. Some seniors here in Wisconsin are paying over $300 per month for
      their supplement. Supplements also don’t include Part D drug coverage so
      you need that as well. That is more clear cut though, your agent just has
      to look up the drugs you take and is automated for anyone who does that.
      Part D plans you need to stay vigilant on every year as well mainly making
      sure all your drugs are still covered and that the plan cost doesn’t

    • +Keith Armbrecht …thanks Keith….I spent 2 1/2 hours at SS for them to
      tell me I am already enrolled in A&B….I called Medicare and they told me
      until I get my card I cannot do anything….so I guess i have to wait for
      my medicare card…..Does that sound right to you…??

    • +YASMIN ZAMAN The Medicare Catastrophic Coverage Act of 1988 requires
      Medicare premiums, deductibles, and coinsurance payments to be paid for
      individuals determined to be QMBs or MQMBs who are enrolled in Medicare
      Part A and meet certain eligibility criteria. I would call Medicare
      directly 1-800-medicare

  2. John P. I will turn 65 in May, I am currently on SS and VA disability at
    40%. I am very confused on which plans to obtain. I live in Colorado and I
    am not sure of when I need to enroll, I am being bombard by companies that
    want me to sign with them. HELP Please!!!!

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