Medicare Made Clear. Complete Medicare Resource Center here:
941-505-7911
Best Medicare Supplement Plan:
Medicare Plan F – Just Say NO:
01:20 Start
04:14 10 Tips
08:53 Getting Ready for Medicare
10:45 Your Medicare Choices
14:10 Cost Sharing
16:25 Medicare Part A
22:45 Medicare Part B
29:11 Medicare Part C
39:36 Medicare Part D
43:27 Medicare Supplements
Medicare Made Clear Makes It Easy for You to Understand Medicare Options
Medicare Made Clear is an health plan imitative by United Healthcare. It includes easy understanding information about Medicare and healthcare options available to you. As an information guide it offers comprehensive insight about healthcare coverage options through Medicare. The Medicare program is complex and this guide helps reduce fears and feelings of confusion in understanding coverage options available.
A Good Place to Start Learning about Medicare Options
Millions of seniors benefit from the federal government healthcare program Medicare. People qualify for coverage at age 65 or if they have a disability. The program offers different options to help you receive health care. Using an informative guide such as Medicare Made Clear can assist in understanding how your health care needs will be met. The guide is useful for people on any budget. There are details that can help you choose a plan for yourself, spouse or loved one you are helping to care for.
What Information Do You Learn about Medicare?
The guide answers a wide variety of questions about the Federal government health coverage program. The guide breaks everything down by offering definitions, descriptions, video tutorials, and an overall view of what Medicare can do for you. The following points offer a basic summary of what you will learn using Medicare Made Clear.
• Differences between Medicare plans. Medicare offers 4 parts including Part A, Part B, Part C, and Part D. Each part provides coverage for health care including hospital stays, doctor’s visits and prescription drug medicines. Learn which part is best for you and your needs.
• What you need to know before enrolling. The guide provides multiple things you should know about Medicare including plans through private companies, how they work, and services covered.
• Differences between Part A and Part B. These parts often lead people to asking all sorts of questions about what they cover. Part A is hospitalization and Part B covers doctor services. Learn about services covered and which one has a monthly premium you need to pay.
• Detailed overview of Medicare Advantage or Part C. This plan allows individuals to choose a plan through a private company approved by Medicare. This gives people an option to bundle different services together including preventative care and prescription medications.
• Detailed overview of Medicare prescription drug coverage, also known as Medicare Part D. Parts A and B do not offer drug coverage. There is a deadline that applies for this coverage you will learn about. Plus, there are different coverage options you can choose from and get details on when it is the best time to enroll.
• Medicare supplement plans aka Medigap. Medicare provides about 80 percent of health care coverage. This supplement option is another plan you can purchase to cover expenses not covered by Medicare. This gives you protect as it relates to “gaps” in your coverage.
• Additional information you will learn includes how to choose a Medicare plan, how to save money with your plan, basics relating to Medicare and retirement and much more.
==================================================
QUICK AND EASY MEDICARE SUPPLEMENT QUOTES
Facebook:
Twitter:
LinkedIn:
YouTube Channel:
Hi Diane – I would be excited to help you. Just give me a call.
941-505-7911
Keith I have been watching your videos…I just finished the one about
which plan to take….I hope I am not wrong but you look & sound like an
you are telling the truth….I am turning 65 in March 11, 2016…..I am so
confused …I have been watching videos for 2 days..I need to go to SS next
week and enroll…..I really need your help….I live in Texas I bet you
will not be able to help me…if not can you recommend someone here in
Texas….Thanks Cindy Schmidt in Texas….I live between Galveston &
Houston not far from the Johnson Space Center….Clear Lake area…….I
have been paying $653 dollars a month through my late husband’s
employer….I just got a bill for the new year2016 and it is going up to
$994 dollars a month….I will have to pay that for January & February to
be covered…..I want to cry….I thought about just dropping it for those
2 months but I have COPD and I am afraid to….Please help me……
+Keith Armbrecht ….I did Keith….The person I talked to said that I was
enrolled with A & B….I asked him several times….I guess that I just
need to wait and see when I get my card…it did not make sense to be
either..he did say it would be taken out of SS Check….I will call you as
soon as I get my card….Thanks for your replies …
+C. Schmidt Always start out by getting A and B, even if you wish to enroll
with a privatized Medicare plan like Medicare Advantage. 3 months prior,
the month of, and 3 months after you turn 65 you have 1 open enrollment
option to use to switch from Medicare to Medicare Advantage. If you miss
that no worries, every October 15 to December 7 you can either change
Medicare to MA or switch MA carriers to start for January 1 of the upcoming
year. I have been in this industry for 10 years now and although I’m from
Wisconsin, much of the Medicare world is similar in all the States. In my
honest opinion, MA plans used to be the way to go for sure. These plans
were platinum about 5 years ago until Congress changed the rules and cut
the funding of these plans to give funding to Obamacare. Now MA plans due
to funding cuts and projecting funding cuts aren’t the way to go for most
people like they used to be. This is mostly due to the funding cuts. If
you can afford one, Medicare supplements will give you the best piece of
mind and least surprises in the mail. If you are at all battling a long
term illness you have, definitely stay away from MA and go with supplements.
+C. Schmidt Find an independent broker in your area who sells both MA and
supplements this is very important trust me. Some agents are biased
against MA plans because of the slightly lower commissions, more customer
service problems, outrageous CMS rules relating to selling/marketing MA
plans, and annual certifications required for each MA carrier they wish to
represent. Once you find an independent agent who is licensed to sell BOTH
MA and supplements, find out what the best plans are in your area. MA
plans are different costed everywhere you go and in some areas they may not
even be a realistic option for you. Just remember that Congress is playing
political football with Medicare Advantage plans and Obamacare at this time
so keep that in mind. If you wish to get a supplement longer than 6 months
after you turn 65 you must pass underwriting, so hope your health is good
at age 66 and beyond. Supplements will never drop you as long as you pay
premiums, but those premiums do go up as you get older so keep that in mind
as well. Some seniors here in Wisconsin are paying over $300 per month for
their supplement. Supplements also don’t include Part D drug coverage so
you need that as well. That is more clear cut though, your agent just has
to look up the drugs you take and is automated for anyone who does that.
Part D plans you need to stay vigilant on every year as well mainly making
sure all your drugs are still covered and that the plan cost doesn’t
skyrocket.
+Keith Armbrecht …thanks Keith….I spent 2 1/2 hours at SS for them to
tell me I am already enrolled in A&B….I called Medicare and they told me
until I get my card I cannot do anything….so I guess i have to wait for
my medicare card…..Does that sound right to you…??
Hi I am on disability and I am 53 and I am not sure of what to do
How does MQMB and DUAL ELIGIBILITY help those who are below a certain
Income level
+YASMIN ZAMAN The Medicare Catastrophic Coverage Act of 1988 requires
Medicare premiums, deductibles, and coinsurance payments to be paid for
individuals determined to be QMBs or MQMBs who are enrolled in Medicare
Part A and meet certain eligibility criteria. I would call Medicare
directly 1-800-medicare
Great explanation on Medicare. You pretty much covered it all!
Dual Eligibility with MQMB
John P. I will turn 65 in May, I am currently on SS and VA disability at
40%. I am very confused on which plans to obtain. I live in Colorado and I
am not sure of when I need to enroll, I am being bombard by companies that
want me to sign with them. HELP Please!!!!
+colorado 14K Hi John, I would be happy to help. Please give me a call
941-505-7911
Informative for sure! Thanks…..
You made this invisible, because of how clear you were. Thanks. Awesome
work.
Helped me see a little clearer, will subscribe to help me move along Thanks
!
+Diane Meyerson Hi Diane – I would be excited to help you. Just give me a
call. 941-505-7911
very good clear information.
Thanks Donna :)