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How to Sign Up for Medicare Part A and Medicare Part B? Complete Medicare Resource Center here:
How to sign up for Medicare Part A and Medicare Part B
If you are signing up for Medicare Part A and Medicare Part B, there are details you should review prior to obtaining coverage. There are different qualifications to review to ensure you qualify. You need to understand what each part covers and costs you are responsible for. There is a special period to enroll in Part B or you could pay a late enrollment penalty. Part A and Part B offer coverage for specific health services. You will be able to choose your plan based on needs. Part B has a premium you pay each month for as long as you have the plan.
Qualifications to Know
You are automatically eligible for Part A and B if you are receiving benefits from Social Security or the RRB (Railroad Retirement Board). If you have a disability and you’re under age 65, have ALS (amyotrophic lateral sclerosis), or receive SSI or RRB while living in Puerto Rico, you automatically qualify for Medicare. Most people who sign up for Medicare do so a few months before their 65th birthday.
How to Sign Up for Part A and B
If you are still employed at age 65 you may qualify for Medicare. Certain health conditions also qualify you for coverage. Unique situation such as same-sex couples can also qualify under specific circumstances. You have roughly 7 months to apply for Part A and/or B. This time frame is centered on your 65th birthday. Signing up for Medicare Part A and Medicare Part B can begin 3 months before your birthday and the enrollment period ends 3 months or 90 days after your birthday. If eligible you can sign up for Part A free at any time. The enrollment period is from January 1 through March 31. July 1 is when your coverage begins. This could change if you also carry insurance through your employer.
Ways to Sign Up for Coverage
You can visit your local Social Security office or visit their website (Socialsecurity.gov/Medicareonly). You can call Social Security Administration and complete the process over the phone. You can also get information on enrollment through Medicare.gov. You can obtain an application through CMS (Centers for Medicare & Medicaid Services) online to download instantly. When you sign up you do so only once. Each year your coverage remains active as long as required premiums are paid. Beneficiaries are encouraged to review plan details each year as some may vary. During open enrollment period you can make changes to your coverage if necessary.
What Else Should You Know?
When signing up for Medicare Part A and Medicare Part B you don’t have to obtain both parts. If you drop your coverage you can reenroll during the enrollment period to avoid penalty. You can sign up for Part A without Part B, but if your sign up for Part B you may be required to get Part A. Keep an eye on monthly premiums as they can change and consider signing up for a Medigap policy.
QUICK AND EASY MEDICARE SUPPLEMENT QUOTES
I am c73 did not sign up for Medicare B but did sign up for Medicare part
A. I have been covered as a beneficiary under my wife’s employee health
insurance plan. I now will be leaving that plan. How do I sign up for
Medicare Part B? Is there a special enrollment plan. How can I avoid a gap
I am 73 did not sign up for Medicare B or D but did sign up for Medicare
part A. I have been covered as a beneficiary under my wife’s employee
health insurance plan. I now will be leaving that plan. How do I sign up
for Medicare Part B and D? Is there a special enrollment plan. How can I
avoid a gap in coverage?
+Fred T Hi Fred, I would be happy to help you. If you can give me a call I
will make sure everything is set up properly. 941-505-7911
You do a GREAT job helping to explain this web of information! Thanks!
+Ron Ely Hi Ron! I’m glad you found it helpful.
This needs to be streamlined to get to the choices that Do Apply rather
than listening to all the choices that do not apply.
Keith, when will your YouTube video on Medicare provide 2016 information?
I try to update regularly. There has not been much change from 2015 to 2016.
Keith, my 65th birthday was last month, can I still enroll online or do I
have to go to an SSA office?
If you are referring to Part B – I would call. 800-772-1213 I would do as
soon as possible. I would be happy to help you with your supplement. That
is how I make a living. Whichever insurance company we choose pays me a
little to submit your application. Thanks!
Thanks for the offer, I’m still employed and only enrolling in PartA.
Part A is automatic. Don’t need to do a thing.
Thank you for this helpful video. My husband is turning 65 in Sept of this
year but he will continue to work until July of 2017. He has employee
health coverage and we were confused about signing up for Medicare now and
we didn’t want to pay those premiums until he retires.
Hi Laura! I’m glad I can help. Just make sure Social Security does not
start his Part B on Sept. 1st. Sometimes they send a notice that says it
will start unless you tell them not to.
Good to know!
I’m turning 67 soon and I’m still on an employer health care plan. However
that is ending next month. I want to sign up for A, B and D but I’m being
asked to produce what is called a Certificate of Creditable Coverage. I’ve
seen the sample form on the web but it is not like the form my employer has
been providing me for the last several years. Last year they gave me a
1095-B document for 2015. I’m also being told that because I did not enroll
at 65, I can’t enroll on line and need to go to my local SS office to sign
up. What do you make of all this?
You can get the Certificate of Creditable Coverage from your current health
insurance company.Give the customer service a call and tell them you need
it for Medicare. If you are also going to have a Medicare supplement plan I
would be happy to help you with that. That is what I do for a living. It’s
important to get it right at the start. Just give me a call and I will walk
you through everything. 941-505-7911
Thanks, Keith. It’s a lot clearer. You took away some of the scare
factors, and clarified the sign-up information. Crys
3:20 you meant 65th bday..
Also, how do you actually sign up??
I’m turning 65 by the month Feb. 2017 and I only need Part A. But if I need
Part B is that mean that I will only pay any bills if I’m in the hospital?
or they will take it out of my S.Security every month?
Hi Keith. Thank you for the video. My question is I am retiring again soon
( possibly early 2017) and I am already enrolled in Part A. I am lucky
enough to have retirement health/prescription coverage threw my 1st
retirement. Do I need to saign up for Part B or not ?.. thank you
Hi JJ, If your retirement coverage is working well for you then it would
not be necessary to start your Part B. Only if you were going to replace
your current coverage with Medicare or if your retirement coverage requires
you too. Happy retirement!!
I’m so thankful for your web side & videos. You have a wealth of
information I didn’t even realize I needed.
Thanks so very much!