How to find the best Part D Drug Plan

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This explains how to find the BEST Part D drug plan for seniors when turning 65 or during the Annual Election Period.
For complete, unbiased help in obtaining the lowest total cost Part D plan, you really must go through the Medicare.gov Plan Finder tool OR (better) use their call center which is open 24 hours a day.
The best tip is to call the call center late at night, so that you do not have to wait on hold.

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How to find the best Part D Drug Plan

 

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28 thoughts on “How to find the best Part D Drug Plan

    • +Jean Lee Thank you for the comment. I’d like to give you a second opinion (or first) on the best Medicare Supplement plan for you if you’ll tell me your zip code! You can e-mail me directly at: [email protected]

  1. ideas for someone on no drugs at 65. husband on one generic,  Xanax. what to do ? both relatively healthy. turning 65 this year.

  2. Chris, I turn 65 in March of 2016 and was trying, ON MY OWN, to figure out what to do and where to go. I was ready to pull my hair out until I ran across you on You Tube and watched my first video from you on Medicare. WHAT A BLESSING YOU WERE AND ARE!!!!! Thank you so much for taking the time to do your videos and us, LOST LAMBS, it can be so confusing!!!!Thanks Again,Kathlene Crawford

  3. Christopher, so impressed to find you on You Tube. Your explanations are clear, concise and informed! Will recommend you to all my clients nearing Medicare age. Thanks for being there!

  4. Chris, I live in Staunton, VA 24401, If I move to FL., not sure which city it might be after I pick my plan in VA, do you know what will change when I move. You are such a blessing , as I did not know about Plan G till I saw your video. Call medicare about 5am. I waited 1 minute, AWESOME. Was not to helpful with the drugs and said I could not enroll until may 1 and I turn 65 June 1. Just saying….. Thanks, Pauline

    • That is a judgement call you have to make. The penalty is 1% of the average premium, adding up monthly and staying with you for life IF you ever need to get a drug plan in the future. The crystal ball we have isn’t working this morning, but it’s usually a good idea to get what I call a “placeholder” (cheap) plan to abide by the law and avoid the penalty at least. As to turning 65, I’d love the chance to give you a second opinion on the plan you’ve found for your Medicare Supplement. If you have 5 minutes, give me a call and it could save your wallet a lot of money over the first few years. 1-800-729-9590. Thank you for writing. – Chris

    • We are all licensed in Texas. No, we can’t call you without a phone number. Ours is 1-800-729-9590. Call any time! – Chris

  5. I use the Plan Finder with all of my clients for the same reason you explained. I usually enroll them directly with Medicare as a free service. I don’t sell them for the same reason you described but I want to make sure they get the right one. Thanks for your video.

  6. I have friends & family who live in Kan-tuck-ee (From the movie Last of the Mohicans) And I detect some of that unique Kentucky drawl there, Christopher!

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