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California Medicare Advantage Plans vary widely. This video details what you should consider when choosing an Advantage Plan in California.
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California Medicare beneficiaries have more Medicare Advantage Plan choices than many others. But how do you compare California Medicare Advantage Plans?
There are many companies offering Advantage Plans in California including Anthem Blue Cross, Kaiser Permanente, Humana and others. And there are several types of plans available as well.
The Medicare Advantage Plan premium is important, but there are several more factors to consider, some of which hold a little more weight than the monthly premium.
You should review the benefits and the associated costs of using those benefits. understanding when you may be required to pay a deductible, copayment or coinsurance amount is important.
You should decide if you need a plan that includes Part D coverage (MAPD) and what type of extra benefits you would like to have. Many Medicare Advantage Plans in California include; dental, vision, hearing and the Silver Sneakers gym membership. Benefits will vary by plan.
there are several types of Advantage Plans in California and you should decide what type will be best for your circumstances. You can choose from an HMO, PPO, HMO-POS, or a Private Feee-for-Service Plan.
Review the plan's; Summary of Benefits, Provider Directory and Part D Formulary to compare plans.
If you would like to learn more about Medicare Advantage and Medicare supplements get my 8 Part Video Mini-Course. The course is designed to help you choose the best Medicare plan for your circumstances.