Turning 65 on Medicare | Choosing the right Medicare benefits
Hi, Michael Ferrara with The #1 Authority on Medicare Benefits and your watching this video because you will be turning 65 soon and I am sure you are either very confused or just have no idea what your options are when it comes to your Medicare Benefits.
The most common complaint that I hear from people turning 65 is always about all the mail that they have been receiving. They tell me with all the mail they get they could light their fireplace for a whole year. And with all that mail they are even more confused and not sure where to turn.
So know that you are not alone, you have either started receiving all the mail or the mail storm is yet to come. If you haven't received all the mail yet, trust me it will come.
Now, take a nice deep breath and take all that mail and simply throw it away, you don't need it. I am here to help Educate you about your options when it comes to your Medicare benefits as well as help you apply for your benefits.
Turning 65 and going on Medicare is suppose to be exciting and not confusing, trust when I tell you that I personally wish I was able to enroll in Medicare and a Medicare Supplement Plan because honestly when it comes to health insurance benefits there is nothing on the individual market that could compare to what Medicare and Medicare Supplement Plan has to offer you.
As The #1 Authority on Medicare Benefits I work with you personally and look out for your personal unique needs and not any one insurance carrier. I represent all the major carriers which allows us together to select the right benefits and plan to fit your needs as well as your budget and my services are always free to you my client. We didn't become The #1 Authority on Medicare Benefits by signing you up and forgetting about you, we focus on long term relationships and as a part of our family we want to make sure your benefits are the best for you year after year.
When you are turning 65 you have your open enrollment period which is 3 months before your 65th birthday and 3 months after your 65th birthday. This period is very important since you are guaranteed to get any benefits that you wish, without having to worry about medical questions or pre-existing conditions. So what are your options well, you have 3 options, 1. Original Medicare 2. Medicare Advantage Plan with or without Hospital Indemnity 3. Medicare Supplement Plan with or without Part D. Now keep in mind if you don't enroll in your Part D drug plan when eligible you will have to pay a penalty later if you choose to enroll in it then.
I know this all sounds confusing and yes it can be, however, I will make sure that you have a clear understanding of your options and will help you along the way to make this as easy and painless as possible. Again my name is Michael Ferrara and I am licensed in most States, so if you or someone you know is turning 65 and I can help, give me a call at 815-254-0340 or send me a email at [email protected] and I will be honored to help. Thank you for watching and I hope you have a great day.