Did you know that you may be able to get Medicare Part D without paying a monthly premium? This video will address that and explain why putting too much emphasis on the Part D Premium may not be your best move.

Visit the Medicare Plan Review website and get information on Medicare Advantage, Medicare Part D and Medicare supplements.

There are two ways to get Medicare part D without a premium. The first is income based. If you are dual-eligible or qualify for extra help, you may not pay a premium.

The second way is to enroll in a Medicare Advantage Plan without a premium that includes Part D coverage. You may or may not have a $0 premium Medicare Advantage Plan available in your service area.

If you get your medical coverage through original Medicare, with or without a Medicare supplement, you will need to enroll in a stand-alone Part D plan. Plans average just above $30 per month.

Don't put too much emphasis on the Medicare Part D premium… it's not the most important factor to consider when you are comparing Part D plans.

Review the Medicare Part D formulary to make sure all your prescriptions are covered… that should be your number one concern. Beyond that, also consider:

Your medication's tier placement
The deductible amount
What you'll pay to get your prescriptions
Whether there is coverage in the Medicare Part D donut hole

Learn more about Medicare Part D —

Watch: Medicare Part D — 5 Things to Know Before You Enroll