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Palm Harbor Medicare Plans – Medicare Supplement Insurance Palm Harbor FL
Palm Harbor Medicare Plans – This Rate Watch Wednesday is focused on the Medicare Supplement High Deductible Plan F for a male and female, ages 65 and 70, in Palm Harbor, Florida (zip code 34683). Medicare Supplement High Deductible Plan F is the best value for a Medicare Supplement Plan in the state of Florida and it offers the greatest value. It allows you to keep your doctor and hospital, so you can go anywhere in the country that accepts Medicare. The only out of pocket with the Medicare Supplement High Deductible Plan F, after the premium, is $2,300. That number may sound intimidating but Medicare still pays 80% of your medical bills so you would only be paying 20% of your medical bills until you reach $2,300 for the year. After that deductible is met, you have full coverage.
As I have said before, Medicare Supplement plans are all Federally regulated by the government. There is no reason for anyone to pay more for their Medicare Supplement with one carrier over another because the letter of the plan dictates the coverage, not the carrier. You are not getting any additional benefits by paying more. That’s why it is important to shop your Medicare Supplement coverage every year, and we can help you with that.
You may ask, “Why do these companies charge different prices if they are all the same?” That’s a great question. Carriers have different administrative costs and they have different profit goals. There’s tons of different reasons why these big companies charge different prices. What you need to know is, just like in your Medicare book, Medicare Supplement High Deductible Plan F is the same with every carrier.
If you have any questions regarding Medicare, its coverage or its plans, please give our office a call at 1-855-368-4717 or visit one of our pages: