Important Enrollment Information about Medicare Open Enrollment Period.

Coverage & costs change yearly. Medicare health plans and prescription drug plans can change costs and coverage each year. Always review your plan materials for the coming
year to make sure your plan will meet your needs for the following year. If you're satisfied that your current plan will meet your needs for next year, you don't need to do anything.

Open Enrollment Period Important Dates:
Mark your calendar with these important dates! In most cases, this may be the one chance you have each year to make a change to your health and prescription drug coverage.

PLAN EVALUATION October 1 — October 15
Compare your coverage with other options. See pages 53–56 in your Medicare & You book.

OPEN ENROLLMENT October 15 — December 7
Change your Medicare health or prescription drug coverage. See pages 76–77 and 82–83 (in your Medicare & You book) for other times when you can switch your coverage.

January 1, your New coverage begins if you made a change. New costs and benefit changes also begin if you kept your existing Medicare health or prescription drug
coverage and your plan made changes.

Health plans and prescription drug plans can decide not to participate in Medicare for the coming year. If your plan decides to leave Medicare or stop providing coverage in your area, you'll get a letter before the start of the Open Enrollment Period. See page 104 (in your Medicare & You book) for more information about your rights and options.

Give us a call when you are in these time periods and we will help you make the best decision for you. If you value "OLD FASHION" customer service, we are here to meet your needs.

Sincerely,

Dave and Dawn Cook
www.SafeGuardAssurance.com
(941) 932-1388 or 1389