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Medicare Supplement Plan F – Plan G – Plan N – Which is better and Why?
Explaining the three most popular / comprehensive Medicare Supplement Plans:
Plan F = Full Coverage
Any Doctor / Any Hospital
Plan G = Greatest Value
The Plan G will cover you exactly like the Plan F except for one difference. You will have to pay the Part B Deductible, which for 2017 is $183.00. The reason that Plan G is the greatest value is because it is usually $300 to $600 less per year then the Plan F and again the only difference is the $183.00 deductible. So why pay an insurance company $400 just to pay your $183.00 deductible. Plan G just makes more sense.
Plan N = Not Fixed
Plan N is a really good plan. There are 4 differences between Plan F (the full coverage plan) and the Plan N (Not fixed)
1) Just like Plan G (the greatest value plan) you pay the $183.00 deductible.
2) Than you have up to a $20.00 copy per Doctor visit.
3) A $50.00 copay for the ER.
4) Part B Excess Charges – This just means that if a Doctor charges more than Medicare, you might have to pay up to 15% more.
I recommend Plan G, because it keeps your healthcare costs “fixed”, meaning there are no surprises like Plan N can have, and I like Plan G better than Plan F because G gives you the same coverage for less money. Do you agree that Plan G offers the greatest value?
Call one of my agents today: 1-855-368-4717 or request a Quote:
Robert W. Bache "MedicareBob"